|Military Blended Retirement System
WASHINGTON -- Less than a month remains for Soldiers to opt into the Blended Retirement
System and so far only 19 percent of those eligible have switched to the new plan.
Pentagon officials are concerned many Soldiers will be missing out on benefits under BRS that
they can take with them if they leave the Army before serving 20 years.
One key benefit of the new retirement system is that Soldiers can keep their money from the
Thrift Savings Plan -- including government contributions and matching funds -- when they leave
Under BRS, Soldiers will receive matching funds from the government every paycheck for their
TSP contributions on up to 5 percent of their earnings. And if they decide to leave service before
retiring, they will be able to keep those funds.
"This is an opportunity for Soldiers to get something, whether they serve to retirement or not,"
said Henry Manning, a senior official with the Office of the Assistant Secretary of the Army for
Manpower and Reserve Affairs.
He and Maj. Yungsong Han with that office have travelled to a number of installations across the
Army to brief Soldiers on the new retirement system.
"We find 80 percent of the people in the audience say that they're going to retire," Manning said,
"while the reality is that probably only 20 percent of them will actually retire.
"If you're somebody who plays the odds, chances are opting in would be a better thing for you to
do," he said.
The clock is ticking, though, he added.
While all military members who began their service this year automatically fall under the new
retirement plan, Congress gave existing troops until Dec. 31 to opt into BRS.
Active-duty Soldiers who had fewer than 12 years of service as of Dec. 31, 2017 are eligible;
and so are reserve-component members with fewer than 4,320 points.
For those who do not stay in 20 years, opting into BRS is definitely beneficial, Manning said. "At
least when you walk away, you walk away with the funds that the government has contributed (to
About 350,000 active-duty service members have opted into BRS so far, but the percentage of
Marines who have chosen the new system is double the percentage of Soldiers. About 48
percent of eligible Marines have switched to BRS.
Manning explained that's because the Corps required all Marines to fill out a form, whether they
wanted to stay with the legacy plan or opt into the new. Other services only required those who
want to change to go online and sign up.
All eligible Soldiers, however, were supposed to take online training this year concerning BRS.
A total of 93 percent from both active and reserve components have completed that online
training, Han said.
Installation personal financial managers have also been training in BRS and can provide free
counseling to service members and their families. In addition, MilitaryOneSource provides free
financial support 24/7 at 1-800-342-9647, and a BRS calculator is at
"Soldiers are still vacillating on whether they want to opt in," Manning said. "If you're not certain,
you definitely want to opt in, because at least you walk away with some money at the end of your
This is not a government sponsored website any information contained here is for reference only and
should not be taken as legal advice always consult an attorney before making any legal decisions
Army NCO Counseling Pack All in one Updated October 2018
Counseling Soldiers has always been a challenge for new Noncommissioned
Officers so our team of NCOs has created over 60 Counseling Statement
Examples with updated forms and regulations to provide all NCOs the best
resource needed to produce clean and to the point counseling statements.
Product features include:
- Over 60 Counseling Statement Examples in PDF Format
- Free Quarterly Updates sent to you by Email
- 24/7 Support via Email and Live Chat
- Download to your Smart Phone or Tablet so you can work anywhere
- Includes the Army Legal Handbook, Senior NCO and NCOER Guides
- Money Back Guarantee
New Product Sale $9.99 (Retail $59.99)
Time remaining to Order at sale price
Late For Duty
Under Age Drinking
Failure to Report
Diagnostic APFT Failure
Low APFT Score Prior to BLC
Overweight Prior to BLC
Failure to Conduct Risk Assessment
Disobeying an Order
Drunk on Duty
Letter of Reprimand
Negligent Weapons Discharge
Improper Use of Prescription Drugs
Off Limits Areas
No Contact Order
Family Care Plan
Initial Counseling PVT-SPC
Loss Military Property
Lost Military ID Card
Bar To Reenlist
Government Travel Card
Initial Family Care Plan
Invalid Family Care Plan
NCO Quarterly Counseling
AWOL Letter Home
AWOL Point Paper
GT Score Improvement
Off Duty Employment
Good Job Counseling
Good Conduct Medal Not Approved
Failure to Follow the Chain of Command
Includes the following Counseling Examples: